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If you just want $2,500 or less and you can show reasonable job, right identification, and the ways to pay the loan back, it means you may try to get a payday loan. While they are frequently connected with high interest rates, payday loans are intended to be short term loans. If you receive a payday loan, it needs to be paid back when your next paycheck arrives. Otherwise, the interest will go up enormously. Still, if you act wisely about it, getting a payday loan is the right way to go. [link widoczny dla zalogowanych] The most common scams involve charging fees while providing nothing in return. Application fees are not unheard of, but beware of lenders who want fees up-front â you might not get what you pay for. Fees should be clearly disclosed up-front. If you get any âsurprises,â start worrying. Reputable lenders tell you what to expect, while scam artists just take what they can for as long as youâll give it to them. Any fees should be taken out of your loan proceeds after your loan is approved. Go for the lowest interest rate and flexible loan terms. If you are well salaried and have an above average credit you must negotiate the loan rates with your lender. Chances are they will lower the rates. You see if risk is less, lenders are willing to lower rates. If they see less risk in you, they will lower the interest rate.

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